3.4.7 شرح تفصيلي للمنهجية (Methodol

3.4.7 شرح تفصيلي للمنهجية (Methodology) التي قامت عليها سياسة التسعير؛
3.4.8 جدول توضيحي يظهر من خلاله مقارنة نسبة التكاليف مع المعدلات الموصى بها لفئات التأمين الطبي ونوع الغرف التي يتحصلون عليها في المستشفيات، والتي تشير نتائجها إلى الحاجة لزيادة معظم أنواع الشبكات بإستثناء فئة (VIP-Suites) وفئة (SBG) حيث حققت إنخفاضاً كبيراً؛
3.4.9 تقييم التكاليف وتحديد التوجه والعوامل المؤثرة في ذلك؛
3.4.10 إجمالي الأقساط والتكاليف المُحملة المتمثلة فيما نسبته (10.29%) كنفقات ومصاريف، مع ما نسبته (4.5%) مقابل أي إحتمالات طارئة، وما نسبته (9%) كشروط مالية مرتبطة بالملاءة المالية للشركة، كما أن هامش الربح المحتسب سيكون بنسبة (2%) مالم يقرر مجلس الإدارة أعلى من ذلك؛
3.4.11 كما أفاد الخبير الإكتواري بأنه يجب على الشركة مراقبة نسبة التعرض (Exposure) بشكل ربع سنوي على الأقل للتأكد بأن المعدلات المقترحة لا زالت في نطاقها المعقول؛
3.4.12 شرح للتوصيات التي يراها كخبير إكتواري بشأن التأمين الطبي والتي يراها كجزء من تقريره بشأن التسعير الطبي، وأن يتم تطبيق الأسعار وفقاً لهيكل التصنيف القياسي لجميع ما هو خارج نطاق التقرير، مع أهمية أن تحال البوالص الكبيرة وقت تجديدها إلى الخبير الإكتواري المُعين لما لها من أثر جوهري على النتائج المالية للشركة.

Results (English) 1:

7.4.3 a detailed explanation of the methodology (Methodology) the pricing policy; 3.4.8 explanatory table showing through cost compared with the recommended rates for medical insurance and room type categories 4.90 at hospitals, which refers to the need to increase most network types except for class (VIP-Suites) and class (SBG), with a big drop; 3.4.9 evaluate costs and determine the trend and the factors affecting it; 3.4.10 total premiums and charges of in (10.29%) As expenses and expenses, with (4.5%) For any potential emergency, (9%) As financial conditions linked to the solvency of the company, as the calculated profit margin rate (2%) Unless the Governing Council decides that the top of it; 3.4.11 actuary said that the company must monitor exposure (Exposure) at least quarterly to ensure that the proposed rates are still reasonable in scope; 3.4.12 explain the recommendations he deems as an actuary on medical insurance and sees as part of its report on medical pricing, and that price is applied according to standard classification structure for all what is outside the scope of the report, with the importance of the end time to be transmitted large refurbished the actuary appointed because of their substantial impact on the financial results of the company.

Results (English) 2:

3.4.7 a detailed explanation of the methodology (Methodology) upon which the pricing policy;
3.4.8 an illustrative table shows from which compared the cost ratio with the recommended rates of the categories of medical insurance and the type of rooms that Athsalon in hospitals, the results of which indicate the need to increase most types of networks with the exception of the category (VIP-Suites) and category (SBG) where he achieved a significant reduction;
3.4.9 assess the costs and determine the orientation and the factors influencing it;
3.4.10 Total premiums and costs charged of connection rate (10.29%) expenses and expenses, with a rate of (4.5 %) compared to any contingencies, and the rate of (9%) related to the financial solvency of the company financial as conditions, and the margin of profit will be calculated by (2%) unless the Governing Council decides top of it;
3.4.11 actuary also reported that a company must ratio control exposure (exposure) on a quarterly basis at least to make sure that the proposed rates are still in the scope of reasonable;
04/03/12 explanation of the recommendations it deems as an expert actuary on medical insurance and he sees as part of his report on medical pricing, and that is applied to price according to the structure of the standard Classification All that is outside the scope of the report, with the importance of large policyholders be referred to the time of renewal actuary appointed because of their significant effect on the financial results of the company.