كما تقوم المجموعة بالتأكد من وجود إ

كما تقوم المجموعة بالتأكد من وجود إنخفاض على مستوى جماعي. يتم تكوين المخصص الجماعي وفق المعايير والأسس التالية: عند وجود إنخفاض في درجة التصنيف الداخلي أو درجة التصنيف الائتماني الخارجي للمقترض أو مجموعة المقترضين، والظروف الاقتصادية الحالية التي يعمل فيها المقترض وحالات العجز عن السداد السابق.

Results (English) 1:

The Group also ensure a lower group level. Mass custom configured in accordance with the standards and the following: when there is a decrease in the degree of classification or degree of external credit rating of the borrower or group of borrowers, and current economic conditions where the borrower and payments deficits.

Results (English) 2:

The Group also makes sure that there is a decrease on a collective level. The collective allocated according to the following criteria and grounds: when there is a decrease in the degree of internal rating or degree of external credit rating of the borrower or group of borrowers, the current economic conditions in which the borrower operates and disability payments from the previous configuration.

Results (English) 3:

The group verified the existence of a dip at the collective level. The formation of collective ad according to the criteria, principles of: when a decrease in the degree of internal ratings or the external credit rating of the borrower or group of borrowers, and economic conditions. The current where the borrower default cases.